b'opportunities. Make sure you are qualified for the investments offered. If youre unsure, talk to the issuers or platform operators. Precautions Investing in a syndicate or fund incurs an obligation on the investor to conducttheirownduediligenceabouttheissuerandtheinvestment opportunity. Failure to do so can have dire effects. You should not invest money you cant afford to lose. You should never invest in a syndicate or fund if you are depending on the returns as a steady source of income to pay your bills. Investing is not without risks. Markets are subject to periodic up and down cycles, where investors can win or lose big. Although it rarely occurs, environmental hazards or insurance disputes can cause properties to go into disrepair and ultimately foreclosure. Sometimes these events (like hurricanes,sinkholes,tornadoes,fires,icestorms,etc.)arebeyondthe ability of the asset manager to control.Get to know the issuers before investing. Ask for references and talk to previous investors, and look closely at the investment opportunity and the offering documents. If you dont understand what you will be getting in return for your hard-earned dollars, seek another opportunity. There are plenty out there now that you know where to look. 294'